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Cadillac Optiq Luxury

2026 · Bill K · NATIONAL

$405/mo
Term
24 mo
Miles
10k/yr
DAS
MSRP
Normalized Pricing
Estimated — some values inferred
Advertised
$405/mo
$0 Down
~$434/mo
Includes estimated values
Est. Monthly
Select your state to see estimated real monthly price
Cost Breakdown
Monthly paymentFrom post
+$405/mo
DAS (amortized)From post
+$29/mo
Acquisition feeEst.
+$29/mo($695 total)
Brand default — actual may differ
Dealer feeN/A
Gov / DMV feesN/A
$0 Down Equivalent$434/mo

Assumptions

  • Acq fee estimated at $695 (Cadillac default). Actual may differ.
  • No DAS reported — $0 upfront assumed for normalization
  • No state selected — tax not included in True Monthly
Current offers from other dealers
DealerMonthlyDASTerm
LuxConcierge$349/mo$2,00024mo/10kView →
LuxConcierge$349/mo$2,00024mo/10kView →
Details
Poster
Bill K
Thread created Jan 8, 2026

Tags

ca-socalevcadillac

First Post

I’ve seen better deals in different regions, may have been for loaner cars, but one dealer told me I couldn’t do better in so cal than the national offer for December, which was roughly $566 effective per month. He was wrong of course. Another dealer got me down to $505 effective, but I finally I got that down to $463 at one dealer, so feeling good about that  Good deal?
Topic 738465Parser v2.2 (regex)First seen 2026-04-04Last seen 2026-04-04